A GROWING LIBRARY OF VERIFIED QUOTES

A GROWING LIBRARY OF VERIFIED QUOTES

A GROWING LIBRARY OF VERIFIED QUOTES

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a b c d e f g h i j k l m n o p q r s t u v w x y z
a b c d e f g h i j k l m n o p q r s t u v w x y z

Carl Richards

(year of birth unknown)

U.S. financial planner

Hope is not a budgeting strategy.

—Carl Richards

“Hope is Not a Budgeting Strategy,” Bucks Blog, The New York Times, November 1, 2010.